Denver Bad Faith Insurance Claims Lawyer
Let Parker Lipman Fight for Your Rights in Bad Faith Insurance Claims
Has your insurance claim been unfairly denied, delayed, or underpaid? At Parker Lipman, our skilled attorneys have experience with claims against insurance companies seeking justice for our clients. We understand that you pay expensive insurance premiums to protect your valuable assets, and that unreasonably delayed and denied claims, and high-dollar insurance disputes can result in significant losses for you or your business.
Get Help from Experienced Bad Faith Insurance Claim Lawyers in Denver
The Denver bath faith insurance claims attorneys at Parker Lipman will go above and beyond to help you bring a claim against the insurance carrier and obtain the compensation you are owed. Our legal team will fight for your rights and hold insurance companies accountable to fulfill their obligation to you.
Contact our Denver bad faith insurance claims lawyers today by calling (720) 408-6840 to ensure you get the coverage you deserve.
What is a Bad Faith Insurance Claim?
Insurance companies are contractually bound to pay covered benefits under your insurance policy. Carriers are also required to handle insurance claims reasonably and in good faith. If an insurance company unreasonably fails to pay a claim, delays payment, or underpays a claim, the policyholder may be able to sue their insurance carriers for breach of contract or for bad faith. In Colorado, this can include three types of claims against the insurance carrier: breach of contract, “statutory” bad faith, and “common law” bad faith.
Under Colorado law, specifically C.R.S. § 10-3-1116(1), an insured individual or business may be eligible to receive triple the amount of damages, including attorney fees and costs, if their insurance carrier unreasonably delays or denies payment of a covered insurance benefit. Examples of bad faith conduct can include failing to reasonably investigate a claim, unreasonably denying a claim (for example, by improperly blaming roof damage on something other than hail) or making unacceptably low payments or settlement offers.
The timeline and facts of each claim should be closely examined to determine if the insurance carrier may have engaged in unreasonable conduct.
Where to Start When Handling a Hail Damage Bad Faith Insurance Claim?
Colorado is a magnet for hail and wind damage, and 2023 generated record-breaking reports of large hail. If you find yourself having to make a hail damage claim, you can do more than simply hope your insurance carrier does the right thing and pays what you are owed under the policy. If you believe your hail damage claim has been wrongly denied, delayed, or underpaid, you might have a bad faith insurance case.
Here's what you can do:
- Document Your Claim: Keep a detailed record of all communications with your insurance company, including dates, times, and the content of conversations.
- Consult with an Attorney: Seek advice from an attorney with experience handling bad faith insurance claims. They will carefully review the facts of your insurance claim and guide you on the next steps.
- File a Lawsuit: If your attorney believes you have grounds for a lawsuit, they can help you file a claim in court against your insurance carrier.
Navigating through the process of a bad faith insurance claim can be complex and stressful. However, with the right legal assistance and understanding of your rights as a policyholder, you can hold your insurance company accountable and seek the compensation you deserve.
How Can an Attorney Help with a Bad Faith Insurance Claim?
Finding an attorney with experience handling bad faith insurance claims can tremendously impact the outcome of your situation. An attorney will assist you in bringing legal action against your insurance carrier. They will help you gather necessary evidence, evaluate your rights, navigate the complex legal process, and represent you in court. The Denver bad faith insurance claim attorneys at Parker Lipman help clients ensure their rights as policyholders are protected and that the insurance company is held accountable for any breach of contract or bad faith conduct.
